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Critical Illness

Thanks to medical advances, more people are surviving major catastrophic medical issues such as cancer, heart attack, and stroke. Unfortunately, it places a tremendous financial strain on the family. Critical Illness (CI) coverage protects your financial security and provides benefits for deductibles, prescriptions, rehabilitation, treatments not covered by existing insurance, your bills, your expenses, and lost wages.

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Key Features

A cancer diagnosis could set off dire consequences—emotionally and financially—for you and your loved ones. Fortunately, our plans provide a critical safety net in times of need.

Cancer, Heart Attack, and Stroke Statistics

According to the CDC, over 1.6 million Americans are diagnosed with cancer each year, and nearly 600,000 die from it—making it the second leading cause of death. Meanwhile, the cost of cancer care continues to rise. Consider these stats as well:

  • The median hospitalization cost for a Heart Attack is $53,834.
  • On average, somebody dies of cardiovascular disease every 36 seconds.
  • Each year, more than 795,000 people in the U.S. have a stroke.


When you factor in the rising healthcare spending, rising debt, and inflation, the financial risks are evident.

  • Every 30 seconds, somebody is diagnosed with a new case of cancer.
  • 42% of people with cancer exhaust their life savings in 2 years.
  • A growing number of people are surviving these conditions.


Despite promising survival rates, the financial impact of a cancer diagnosis, heart attack, or stroke can last months or years beyond the event.

How We Can Help

Our flexible product offerings allow seniors to tailor coverage to their individual needs. For example, if your family history dictates Cancer coverage, Heart Coverage, or both, NAHP has you covered.

Treatment is not the only cost associated with a Cancer, Heart Attack, or Stroke diagnosis. We pay benefits directly to you, providing financial relief so you can focus on treatment. These costs may include Transportation, Childcare, Deductibles, Lodging, and Lab Tests.

*Benefits and riders may vary by state.