Fill the Gaps | North American Health Plans

Helping You Fill the Gaps in Coverage

It’s super important to keep health insurance coverage. An unexpected health emergency could quickly bankrupt the average family. But sometimes it can be hard to stay covered—especially if you’re between jobs or transitioning to that next phase of your life.

We provide affordable solutions to fill the gaps in your coverage. Explore your options below, and talk with us about your health insurance needs!

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What Medicare Doesn’t Cover

Many people don’t know that Medicare doesn’t cover everything. Some of the items and services Medicare does not cover include

Dentures
Acupuncture
Routine foot care
Most dental care
Cosmetic surgery
Long-term care (aka custodial care)
Hearing aids and exams for fitting them
Eye exams related to prescribing glasses

If you need one of the above, you’ll have to pay yourself—unless you have other coverage or a Medicare health plan that covers the item or service.

Short-Term Care

Short-term insurance plans help provide health coverage for a certain (limited) time. They are designed for times of change when you need to find health insurance fast.

Here’s who can benefit from short-term health insurance:

Self-employed or seasonal workers
Fill the Gap – waiting for other coverage to start
Those who are between jobs – just graduated or out of work
Retired early – needing a bridge to Medicare

Ask us about your short-term plan options today.

Dental / Vision / Hearing

Your mouth, eyes, and ears play crucial roles in your overall health and quality of life. Having the right insurance plays a big part in that, too!

Since basic Medicare—and standard medical insurance—doesn’t cover dental, vision, or hearing expenses, you need a policy that meets your individual needs. We’re thrilled to offer many dental, vision, and hearing plans with choices for you and your family. There are no health-related questions, so the application is very straightforward.

Cancer Plans

Being diagnosed with cancer comes with many unexpected costs: medical care visits, exams, and expensive treatments. So while you and your family face deep emotional challenges, financial stress often adds to the difficult situation.

Standard health insurance policies often do not cover specialized procedures and include coverage limits for various treatments. The good news is that you can fill these gaps with a cancer policy.

A typical cancer insurance plan will cover deductibles, lost income, long hospital stays, travel expenses, and treatments and procedures.

Final Expense Insurance

Rising costs of burials and funerals can test any family financially. According to the National Funeral Directors Association, the average funeral costs between $7,000 and $12,000.

Our final expense life insurance is uniquely designed to cover those end-of-life costs by providing funds to your loved ones. Upon your death, your beneficiaries will get a single, lump-sum cash benefit which they can use to help cover expenses that may arise after you’re gone, such as utility bills, funeral costs, student loans, credit card debt, or rent or mortgage payments.

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